Hey everyone,I recently had to replace my windshield after a rock flew up on I-64—classic Louisville pothole season. It wasn’t a huge deal, and my comprehensive coverage handled most of it. But now I’m wondering: will filing that claim cause my insurance premiums to go up?
I’ve heard mixed things. Some folks say small glass claims like windshield replacements don’t usually impact your rates, especially if it’s your first one. Others say even minor claims could trigger a hike during your next renewal. I’m trying to stay ahead of it and figure out if I should expect an increase.
For those who've dealt with this locally, did your rates change afterward?
Also, I’ve been shopping around just in case. Turns out you can still find decent car insurance quotes in louisville, ky even after a minor claim—just gotta know where to look.
Would love to hear how others handled similar claims!